Nonprofit Directors and Officers

We have been providing nonprofit organizations with this coverage for over 20 years. Our product gives organizations peace of mind so they can focus on what is most important: carrying out their mission.

Nonprofits can face claims from decisions made by the board, wrongful termination, third-party discrimination and data breach concerns. USLI has a proven track record of partnering with nonprofits to help them protect their organizations not only now, but well into the future.

General Liability

Nonprofits face various unforeseen accidents that can be financially devastating, whether at meetings or on trips. Our comprehensive general liability provides third-party coverage for bodily injury, property damage, personal/advertising injury and the costs associated with defending these claims. Abuse and molestation, assault and battery and automobile liability for hired automobiles or those the organization does not own are also included. Errors and omissions coverage for services is also available for select nonprofit organizations.

Property

Nonprofit organizations own buildings, off-premises/transported property (such as sports equipment and musical instruments) and business personal property, which are imperative to daily operations. We can provide property insurance for nonprofit organizations as well as protection for loss of business income and the associated expenses to get the organization back up and running. Crime coverage is also available for money and securities, employee dishonesty, robbery and burglary. 

Special Events and Liquor Liability

Fundraising events are a large part of operations for nonprofits. We can provide the protection you need for events with or without liquor liability. Additionally, annual commercial liquor policies are available for nonprofits with full-time liquor operations, such as clubs. Coverage can be provided either as a part of an annual package policy or written separately.